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How we are paid

There is no charge for our preliminary meeting and there is no obligation on
either side.

After our initial meeting we will both know if we can add value and help you
improve your financial situation.

We will obviously need to get paid for our service, but because we make a real
difference to you financial situation you will find this acceptable.

Currently we offer a choice between you paying us a fee for our service or
for us to allow take a commission from a chosen provider.

All of this will be made very clear with no hidden costs as long as you are
comfortable that we can make a difference to you.

As a guide, we charge a minimum fee of £400 for any work we undertake on your behalf.

The Financial Services Authority does not regulate loans or all forms of Mortgage.

Please read our Privacy Statement before completing any enquiry form or before sending an email to us.

C.I.B (Life & Pensions) Limited is authorised and regulated by the Financial Services Authority (http://www.fsa.gov.uk/register/home.do). FSA Registration No: 133698

C.I.B (Life & Pensions) Limited, Kent, Financial Advice, Independent Financial Adviser, IFA, Corporate Advice, Financial Planning, Retirement Advice, Investment Advice, Tax Efficient Advice, Saving for Children, Life Assurance, Critical Illness Assurance, UK